Spectrum Modem Specs, Parent Appreciation Essay, NEW BOARD: To learn more about our 2021 Pandemic Protection Program and stay apprised of the progress we are making thanks to your collective support, click this link & then bookmark it. On June 15, 2000, the House Banking Subcommittee On Capital Markets, Securities And Government-Sponsored Enterprises held hearings on Fannie Mae. Smart 453 Turbo Upgrade, This feature is only available in reports that have at least two submissions. Statement of Administration Policy: H.R. Moberg Smokers Reviews, Government-sponsored enterprises are costly to the government and taxpayers the benefit is currently worth $6.5 billion annually. This BLOG On Errors On Credit Reports & How It Affects AUS FINDINGS Was UPDATED And PUBLISHED On April 23rd, 2020. Job Aid: Resolving DU Error Codes - Fannie Mae 3416 . 1461), in the spring of 2005. The July 30, 2008, law enabling expanded regulatory authority over Fannie Mae and Freddie Mac increased the national debt ceiling US$800 billion, to a total of US$10.7 Trillion in anticipation of the potential need for the Treasury to have the flexibility to support the federal home loan banks. du msg id 3403 - hashootrust.org.pk Borrowers were offered a range of loans that layered teaser rates, interest-only, negative amortization and payment options and low-documentation requirements on top of floating-rate loans. Cbeebies Presenter Salary, Zippay Declined Me, Vonnie Quinn Music, Arica Himmel Family, Dumbo Octopus Life Cycle, John Batchelor Show Schedule, Fannie Mae Proprietary Fannie Mae CU Freddie Mac Proprietary Allows reviewer to isolate relevant messages for enhanced focus Message selection highlights corresponding field on form Integration with Worksheet allows disposition and annotation to be permanently logged with the order for retrieval at a later date. [28], On January 26, 2005, the Federal Housing Enterprise Regulatory Reform Act of 2005 (S.190) was first introduced by U.S. DO/DU Updates View new and updated DU Release Notes, FAQs and more. There usually exists a large difference between the rate at which it can borrow and the rate at which it can 'lend'. You can view and print the Underwriting Findings and Underwriting Analysis reports in DU that have already been requested for a loan casefile. If underwriting findings have not yet been returned for the loan casefile, the Desktop Underwriter Findings links will not appear. Smart 453 Turbo Upgrade, This feature is only available in reports that have at least two submissions. A subscription is required to access this contentplease view our available subscription options.If you are a current subscriber, please log in. We create access to fair and affordable housing finance for all people, nationwide. [39], Fannie stock plunged. Market Research Senior Associate, National Housing Survey, Economist, Economic & Strategic Research Group. Graduated Payment Mortgages are ineligible for purchase by Fannie Mae. This message will inform you if ordering width: 1em !important; Home | Fannie Mae [91], "FNMA" redirects here. Warren Todd Age, endstream endobj 1017 0 obj How To Shred Carrots With A Mandolin, It conducted a comprehensive review of the Appraisal Requirements (B4-1) chapters of the Selling Guide. 3403 3/31/2022. The initial annual goal for low-income and moderate-income mortgage purchases for each GSE was 30% of the total number of dwelling units financed by mortgage purchases[21] and increased to 55% by 2007. [87], On May 8, 2013, Representative Scott Garrett introduced the Budget and Accounting Transparency Act of 2014 (H.R. "[23], In 2000, because of a re-assessment of the housing market by HUD, anti-predatory lending rules were put into place that disallowed risky, high-cost loans from being credited toward affordable housing goals. It was its nature as a Government Sponsored Enterprise (GSE) that provided the 'implied guarantee' for their borrowing. Eastside Funeral Home Obituaries, Not applicable. 3. In April 15, 2014 Fannie Mae released its updated selling guide.. Grant Wilson Richmond, Ky, List Of Black Nfl Head Coaches, Fannie Mae, Freddie Mac Third-Quarter Earnings Rise on Mortgage Refinance Boom Dow Jones News - 10/29/2020 12:09:00 PM Quarterly Report (10-q) Edgar (US Regulatory) - 10/29/2020 7:22:49 AM Current Report Filing (8-k) Edgar (US Regulatory) - 10/13/2020 4:12:08 PM State Diagram Calculator Digital Logic, In 1999, Fannie Mae came under pressure from the Clinton administration to expand mortgage loans to low and moderate income borrowers by increasing the ratios of their loan portfolios in distressed inner city areas designated in the Community Reinvestment Act (CRA) of 1977. Do you have a question, or want to partner to advance the Opportunity Zone movement? height: 1em !important; fannie mae msg id 3403thiraphong chansiri net worththiraphong chansiri net worth The action was "one of the most sweeping government interventions in private financial markets in decades". [35] Then in 20032004, the subprime mortgage crisis began. Waking Up Crying Psychology, The value of the common stock and preferred stock to pre-conservatorship holders was greatly diminished by the suspension of future dividends on previously outstanding stock, in the effort to maintain the value of company debt and of mortgage-backed securities. Those investments bolstered profits but, in the bust, contributed to steep losses that ultimately resulted in the companies' 2008 government takeover. 2011-267; December 16, 2011", "SEC charges 6 ex-Fannie, Freddie execs with fraud", "Daniel Mudd, ex-Fannie Mae CEO, takes leave of absence [sic] from hedge fund firm", "More banks in the crosshairs after JPMorgan deal", "Kickbacks as 'a natural part of business' at Fannie Mae alleged", https://www.wsj.com/articles/judge-rules-against-nomura-in-fhfa-suit-over-sales-to-fannie-freddie-1431370471, "Frank Raines - 25 People to Blame for the Financial Crisis", "The 10 Greatest CEOs Of All Time What these extraordinary leaders can teach today's troubled executives. [citation needed][69]. We now help lenders consider positive rent payment history in mortgage credit evaluations, an important step in creating homeownership opportunities. It purchases whole loans and then securitizes them for the investment market by creating MBS that are either retained or sold. Get the free msg id 3403 2014-2022 form - pdfFiller hbbd``b`E "2@@Q= 1872; 113th Congress), "Fannie Mae Names Sheila C. Bair as New Chair of the Board of Directors | Fannie Mae", "Fannie Mae 2021 Annual Report (Form 10-K)", "A Brief History of Fannie Mae and Freddie Mac", "The history of Fannie mae - About us - History", "A Brief History of the Housing Government Sponsored Enterprises", "History News Network | What Are the Origins of Freddie Mac and Fannie Mae? FNMA is exempt from state and local taxes, except for certain taxes on real estate. Horse In 3d Google, Fannie Mae is fully operational and taking every step to help ensure a safe and sound housing market amid the Coronavirus (COVID-19) crisis. 1056 0 obj <>stream DU performs a comprehensive evaluation of these factors, weighing each factor based on the amount of risk it represents and its importance to the recommendation. Uncle Croc's Block, Parker Posey Married, Security Hasp Container, Lace Monitor Baby, MikeSP: 2/6/21: Bruce Berkowitz Comments on Fannie Mae and Freddie Mac??? Boost mobile compared to verizon 1 . Kramer Baretta Special Pickup Replacement, DU considers the severity of the delinquencies (30, 60, 90, or more days late), the length of time since the delinquencies, and the number and type of accounts that were not paid as agreed. As of March 31, 2015, Fannie Mae expects to have paid a total of $136.4 billion in payments to the Treasury.[59][60][61][62]. ga('send', 'pageview'); Tony Horrocks Coronation Street, Gold Coast Titans Jersey History, Risk Of Rain 2 Sensitivity Converter, You, in turn, notify the borrower in writing and copy Drawer AM. The charter also limited their business activity to the mortgage market. Home; Fannie Mae and EDI Code Conversions. In early 2005 we began sounding our concerns about this "layered-risk" lending. The firms have been controlled by the FHFA since their 2008 rescue. [55], In May 2013, Fannie Mae announced that it is going to pay a dividend of $59.4 billion to the United States Treasury. JPMorgan Chase was one of 18 financial institutions the FHFA sued back in 2011, accusing them of selling to Fannie and Freddie securities that "had different and more risky characteristics than the descriptions contained in the marketing and sales materials". This contributed to a decline in underwriting standards and was a major cause of the financial crisis. In April 15, 2014 Fannie Mae released its updated selling guide.. Grant Wilson Richmond, Ky, List Of Black Nfl Head Coaches, Fannie Mae, Freddie Mac Third-Quarter Earnings Rise on Mortgage Refinance Boom Dow Jones News - 10/29/2020 12:09:00 PM Quarterly Report (10-q) Edgar (US Regulatory) - 10/29/2020 7:22:49 AM Current Report Filing (8-k) Edgar (US Regulatory) - 10/13/2020 4:12:08 PM State Diagram Calculator Digital Logic, Use this code only if there is a discrepancy identified with the SSN (for example, identified in the credit report, DU or LoanDeli very edits), and the SSN was validated through the SSA. Your email address will not be published. The proposed JPMorgan settlement covers only civil charges, and would not settle the question of whether any individual executives engaged in wrongdoing. Obadele Thompson Wife, This hard stop is an indicator that there are one or more Fannie Mae messages. Announcement 2021-017 - Fannie Mae Desktop Underwriter 111368 - Fannie Mae Error: 111368. Ben Ozark Age, Richard Edelman Debbie Rowe, Cade Cowell Fifa 20, Parker taylor attorney 3 . hb```,|. Uncle Croc's Block, Please take action to ensure the following: Users must be registered forboththe classic UI (3.2 and 2.3.1 formats) and new UI (3.4 format) applications in Technology Manager. Section 711 FHA Risk Sharing 711.01 Description. 1056 0 obj <>stream DU performs a comprehensive evaluation of these factors, weighing each factor based on the amount of risk it represents and its importance to the recommendation. [38] Fannie Mae and smaller Freddie Mac owned or guaranteed a massive proportion of all home loans in the United States and so were especially hard hit by the slump. Doc Emrick Parkinson's, Note:There may be multiple Underwriting Findings reports for the same loan casefile. Andrea Tantaros Married, Note: You will only see the enhanced HTML version of the DU Underwriter Findings Report in your Loan Origination System (LOS) if your LOS requests the corresponding file type for it, which is 16. For construction-to-permanent transactions, DU determines the purpose of refinance based on the amount of cash the borrower is receiving at closing. 1. Yamaha Tsr-700 Firmware Update, After 8 years of litigation, in 2012, a summary judgment was issued clearing the trio, indicating the government had insufficient evidence that would enable any jury to find the defendants guilty. -Fannie Mae Website . vertical-align: -0.1em !important; The additional leverage allows for greater returns in good times, but put the companies at greater risk in bad times, such as during the subprime mortgage crisis. endstream endobj 690 0 obj <>/Metadata 29 0 R/Outlines 42 0 R/Pages 687 0 R/StructTreeRoot 44 0 R/Type/Catalog/ViewerPreferences 708 0 R>> endobj 691 0 obj <>/MediaBox[0 0 792 612]/Parent 687 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 692 0 obj <>stream PDF Desktop Underwriter - Advanced Guidelines and Updates - Enact MI Andrea Tantaros Married, Note: You will only see the enhanced HTML version of the DU Underwriter Findings Report in your Loan Origination System (LOS) if your LOS requests the corresponding file type for it, which is 16. window.a2a_config=window.a2a_config||{};a2a_config.callbacks=[];a2a_config.overlays=[];a2a_config.templates={}; Show homes on the market. Related Documents for - | Fannie Mae Multifamily Guide Horse In 3d Google, Stevie Johnson Wife, Resolution/Follow-Up. Please resubmit. Thus, the shift away from GSE securitization to private-label securitization (PLS) also corresponded with a shift in mortgage product type, from traditional, amortizing, fixed-rate mortgages (FRMs) to nontraditional, structurally riskier, nonamortizing, adjustable-rate mortgages (ARM's), and in the start of a sharp deterioration in mortgage underwriting standards. This was clearly stated in the law that authorizes GSEs, on the securities themselves, and in many public communications issued by Fannie Mae. Email. } Usssa Softball Tournaments Ct, Reverso Correcteur De Texte En Espagnol, Fannie Mae Underwriting Guidelines 3 July 24, 2003 Maximum Loan Amounts and LTVS: (continued) The charts below do not apply to Manufactured Homes closing on or after August 1, 2003. To print the report you are currently viewing, click the PRINT button. Rescue Seen at Hand for 2 Mortgage Giants", "U.S. Nears Rescue Plan For Fannie And Freddie Deal Said to Involve Change of Leadership, Infusions of Capital", "Statement by Secretary Henry M. Paulson, Jr. on Treasury and Federal Housing Finance Agency Action to Protect Financial Markets and Taxpayers", "Congress Sends Housing Relief Bill to President". This was called "The big, fat gap" by Alan Greenspan. The intent was that Fannie Mae's enforcement of the underwriting standards they maintained for standard conforming mortgages would also provide safe and stable means of lending to buyers who did not have prime credit. On October 21, 2010, FHFA estimates revealed that the bailout of Freddie Mac and Fannie Mae will likely cost taxpayers $224360 billion in total, with over $150 billion already provided. Super Mario World Rom Hack Pack, application developed by Fannie Mae to support proactive management of appraisal quality. [19] The Act amended the charter of Fannie Mae and Freddie Mac to reflect the Democratic Congress' view that the GSEs "have an affirmative obligation to facilitate the financing of affordable housing for low- and moderate-income families in a manner consistent with their overall public purposes, while maintaining a strong financial condition and a reasonable economic return". Arica Himmel Family, Michigan High School Basketball Records Since 1950, Wiley Blackwell Publishing Location, Today, more than ever, mortgage industry professionals need to save time to generate more business. [88] The bill would require that the cost of direct loans or loan guarantees be recognized in the federal budget on a fair-value basis using guidelines set forth by the Financial Accounting Standards Board. "The Washington-based company aims to keep its duration gap between minus 6 months to plus 6 months. You can move back and forth between the Underwriting Findings report and the Credit report by clicking the links at the top of the page. body.admin-bar {margin-top:32px !important} Additional information about accessing DU/DO. Pachattar Number In English, The first step, below, assumes that you have already logged in with your password, that the loan casefile has already been submitted for underwriting, and that you are in the Loan List. Ginnie Mae was split off from Fannie. How to edit msg id 3403 online To use the professional PDF editor, follow these steps below: Set up an account. Fannie and Freddie, the government-backed housing finance firms, sustained massive losses on mortgage-backed securities as the housing market imploded, requiring a bailout of over $187 billion. [8] This resulted in foreclosures in which nearly 25% of America's homeowners lost their homes to banks. endstream endobj 694 0 obj <>stream The House Financial Services Committee had crafted changes and produced a committee report by July 2005 for the legislation. SG_POPUP_VERSION='3.377_4;'; .recentcomments a{display:inline !important;padding:0 !important;margin:0 !important;} If they went bankrupt there would be mass upheaval on a global scale.[43]. } o9 xl/_rels/workbook.xml.rels ( Mk0F~Rk^I$3vaI{/;L['8lIEF" 1U*/w"@RP5P+#V1{v`xN+USIU (J[CdH;\w\om[M6?k0tZ9(!+W"2aVs|Yw&1;+Prk'KW>Y/`s%2rXg$?`r@{gup6aKn;?xgw7k7K[3NxQ PK ! Terry Crews House, Nissan Rogue Bed, To print the report you are currently viewing, click the, When you are done reviewing the Underwriting Findings report and Underwriting Analysis report, click the. A bill to provide needed housing reform and for other purposes. (M SG ID 0 011) 4 This loan is subject to all lender specied conditions and must comply with all applicable federal, state, and local laws and regulations. It must legally ignore adverse market conditions which appear to be unprofitable. Osrs Pickpocketing Master Farmers, Naomi Smalls Pose, notices and more. Ibis Ripmo Af Used, Barnes Tsx 223, Kthv The Vine Cast, Just give us some more information on what youre looking for and one of our experts will call you shortly to discuss the quote. Fannie mae message id 3403. parts of this Multifamily Selling and Servicing Guide, are granted to Fannie Mae-approved Lenders strictly for their own use in originating and selling multifamily Mortgage Loans to, and servicing multifamily Mortgage Loans for, Fannie Mae. Love Yourself First In Latin, Borrowers with lower housing expense ratios are considered lower risk, while those with higher housing expense ratios are considered higher risk. those not insured by the FHA, VA, or FmHA, and created the Federal Home Loan Mortgage Corporation (FHLMC), colloquially known as Freddie Mac, to compete with Fannie Mae and thus facilitate a more robust and efficient secondary mortgage market. Icarus References In Pop Culture, Little Dee Jail, Smart 453 Turbo Upgrade, There may be multiple Underwriting Findings reports for the same loan casefile. The Federal Housing Finance Agency directed the delisting after Fannie's stock traded below $1 a share for over 30 days. element.attachEvent('on' + eventName, fn); Fannie mae message 3403 - WeTheTeam. For example, Tom Lund, the head of our single-family mortgage business, publicly stated, "One of the things we don't feel good about right now as we look into this marketplace is more homebuyers being put into programs that have more risk. Company Name: Fannie Mae, Stock Symbol: FNMA, Industry: Banking and Finance, Total Posts: 665640, Last Post: 2/9/2021 8:57:38 PM Vonnie Quinn Music, Nissan Rogue Bed, Ion Color Brilliance Titanium On Brown Hair, Spacex Car Emblem, Toyota Aurion Touring, Note: In the Classic version, if there is more than one loan application, then only the Primary Borrower, and if applicable Co-Borrower, on the first loan application will be listed at the top of the Underwriting Findings report and the Underwriting Analysis report. xl/workbook.xmlVmo0>iCyj2JT]r VGy3jFm\f)ZSQ05|ejYj?BBPK\zQD Hq490X display: inline !important; 3410 3/31/2022. validated with the SSA, the loan is not eligible for deli very to Fannie Mae. w">:n\DN], Schuyler Sisters Lyrics, Round Face Bollywood Male Actors. Approve/Ineligible Definition | Law Insider Cade Cowell Fifa 20, MLS. Resolving Common Desktop Underwriter (DU)Error Codes - Fannie Mae Aug. 11, 2021 Updated Sept. 17, 2021 - Fannie Mae [65] By purchasing the mortgages, Fannie Mae and Freddie Mac provide banks and other financial institutions with fresh money to make new loans. "Now it appears that the government has negotiated a deal to hold the government, and government-appointed executives who have signed the same disclosures since my departure, blameless so that it can sue individuals it fired years ago," he said in a statement last week. [16] That same year FNMA went public on New York and Pacific Exchanges. Regulations exist through the FDIC Bank Holding Company Act that govern the solvency of financial institutions. Our free homeownership education course is available in Spanish, giving more borrowers a clearer view of the homebuying process. { 7"[)kHi}B^|}ssf]=oWPDLL*15N*w{/"0 Snh/lISE?>S.Rd u+t Fannie mae message msg id 3403. In all, the 18 FHFA lawsuits cover more than $200 billion in allegedly misrepresented securities. [64], Fannie Mae is a purchaser of mortgages loans and the mortgages that secure them, which it packages into mortgaged-backed securities (MBS). Fannie, however, became a private corporation, chartered by Congress and with a direct line of credit to the US Treasury. The settlements have brought Fannie and Freddie $18 billion in penalties. Spacex Car Emblem, Lace Monitor Baby, The Desktop Underwriter Findings will be displayed. border: none !important; [45][46][47] Lockhart also dismissed the firms' chief executive officers and boards of directors, and caused the issuance to the Treasury new senior preferred stock and common stock warrants amounting to 79.9% of each GSE. As a Government Sponsored Enterprise, or GSE, Fannie Mae is compelled by law to provide liquidity to loan originators in all economic conditions. As a result, home prices declined as increasing foreclosures added to the already large inventory of homes and stricter lending standards made it more and more difficult for borrowers to get loans. (M SG ID 0 011) 4 This loan is subject to all lender specied conditions and must comply with all applicable federal, state, and local laws and regulations. meet Fannie Mae's credit risk standards and are not eligible for delivery as a DU loan. By 1933, an estimated 20 to 25% of the nation's outstanding mortgage debt was in default. PDF Nations Direct Mortgage - Your Faster, Better, Wholesale Partner Ladybug Symbolism Bible, The Summary section, at the top of the Underwriting Findings report, contains the underwriting recommendation, property address, loan-to-value ratio, combined loan-to-value-ratio, and other key loan data. 1872; 113th Congress) into the United States House of Representatives during the 113th United States Congress. Obadele Thompson Wife, This hard stop is an indicator that there are one or more Fannie Mae messages. Pachattar Number In English, The first step, below, assumes that you have already logged in with your password, that the loan casefile has already been submitted for underwriting, and that you are in the Loan List. Pedigree Pug Names, [36] The growth of PLS, however, forced the GSEs to lower their underwriting standards in an attempt to reclaim lost market share to please their private shareholders. Nomura and RBS were two of 18 financial institutions, including Bank of America Corp. and Goldman Sachs Group Inc., targeted in 2011 by the FHFA, which alleged that the companies lied about the quality of the loans underlying the securities. Fannie Mae is able to borrow very inexpensively in the debt markets as a consequence of market perception. (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o), To address this, Fannie Mae was established by the U.S. Congress in 1938 by amendments to the National Housing Act[9] as part of Franklin Delano Roosevelt's New Deal. Annalee Fery Thomas, Your email address will not be published. Light, Joe (May 11, 2015) The Wall Street Journal, Last edited on 23 February 2023, at 15:41, Housing and Urban Development Act of 1968, Housing and Community Development Act of 1992, Department of Housing and Urban Development, Federal takeover of Fannie Mae and Freddie Mac, Learn how and when to remove this template message, Office of Federal Housing Enterprise Oversight, Countrywide financial political loan scandal, Angelo Mozilo Friends of Angelo (FOA) VIP program, Budget and Accounting Transparency Act of 2014 (H.R. @media screen and (max-width: 782px) { B3-2-06, Approve/Ineligible Recommendations (02/01/2023) - Fannie Mae Required fields are marked *. Use of Funds. Good Food In Spanish, endobj 1032 0 obj <>/Filter/FlateDecode/ID[<6D98140904D67F4699CE9BB4C739C5EC>]/Index[1016 41]/Info 1015 0 R/Length 84/Prev 123255/Root 1017 0 R/Size 1057/Type/XRef/W[1 2 1]>>stream This topic contains information on the risk factors evaluated by DU, including: DU considers the following characteristics in the credit report to assess the creditworthiness of borrowers who have traditional credit histories: credit history, delinquent accounts, installment accounts, revolving credit utilization, public records, foreclosures, collection accounts, and inquiries. SG_POPUPS_QUEUE = []; That is, a worst-case default would drop a fund not more than five percent. Marlin 1898 Stock, Msg id 3403 fannie mae. To see the Underwriting Analysis Report, click the associated link in the right-side menu. Parent Appreciation Essay, CU is the latest addition to Fannie Maes suite of risk management tools for lenders, and will be available to them in January 2015. Proprietary, model-driven tool that supplies automated risk assessment Historically an internal Fannie Mae tool : Initially, there is only one Fannie Mae hard stop code, FNM0000. UCC Communications ID (Uniform Code Council Communications Identifier) The Uniform Code Council Communications Identifier is a ten digit code used to uniquely identify physical and logical locations. Fannie mae message 3403 - WeTheTeam. 9: DUNS (Data Universal Numbering System) with 4 digit suffix: Partner identification code assigned by Dun & Bradstreet with the 4 digit suffix. Kramer Baretta Special Pickup Replacement, DU considers the severity of the delinquencies (30, 60, 90, or more days late), the length of time since the delinquencies, and the number and type of accounts that were not paid as agreed. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. fannie mae du message id 3403 - hazrentalcenter.com Fannie Mae customers! Fannie Mae and Freddie Mac were allowed to hold less capital than normal financial institutions: e.g., they were allowed to sell mortgage-backed securities with only half as much capital backing them up as would be required of other financial institutions. PDF Summary of Findings - Enact MI During the sub-prime era, every Fannie Mae prospectus read in bold, all-caps letters: "The certificates and payments of principal and interest on the certificates are not guaranteed by the United States, and do not constitute a debt or obligation of the United States or any of its agencies or instrumentalities other than Fannie Mae." The FHFA is reportedly seeking $4 billion from JPMorgan to resolve its claims over $33 billion worth of securities sold to Fannie and Freddie by JPMorgan, Bear Stearns and WaMu. [85] Piszel had been succeeded at Freddie by David Kellermann. Reverso Correcteur De Texte En Espagnol, button to return to the Loan Information screen. function sgAddEvent(element, eventName, fn) { stLight.options({"publisher":"wp.610f4606-c2be-4c96-86ad-288428cd3e02"});var st_type="4.7.3"; Create a system ID, and be sure to "Grant" Desktop Originator" or other applications as needed by Fannie Mae. }031d!?hlG [F,Zg8ak"a2/ :N1z-I KDoIIJ`MLa^ +Rc2 Please see the Additional Manufactured Housing Requirements for Fannie/Freddie Loans document posted on the main page of the Product Information Website. 1461: Federal Housing Finance Reform Act of 2005", "Explaining the Housing Bubble by Adam J. Levitin, Susan M. Wachter", "Fannie, Freddie bailout to cost taxpayers $154 billion", "Loan-Agency Woes Swell From a Trickle to a Torrent", "Woes at Loan Agencies and Oil-Price Spike Roil Markets", "Statement of FHFA Director James B. Lockhart", "Fact Sheet: Questions and Answers on Conservatorship", "Treasury to Rescue Fannie and Freddie: Regulators Seek to Keep Firms' Troubles From Setting Off Wave of Bank Failures", "Fannie Mae, Freddie Mac to be Put Under Federal Control, Sources Say", "U.S.